Job Title : Credit Analyst @()

Full Time
  • Lagos
  • Date Posted : Friday, April 13, 2018
  • Career Level: Others
  • Experience: 1-3 years
  • Gender: Both Male and Female
  • INDUSTRY: Financial Services
  • Qualification: Bachelors Degree
  • Job Level Bachelors Degree
Job Description

Betaplus is a leading Financial Institution in Africa offering a portfolio of customized and innovative services in our chosen market to improve access to finance, markets and advisory services by creating opportunities and offering innovative financial solutions to our customers; harnessing our core resources and strategic alliances with reputable institutions.

We are currently in need of a Credit Analyst This position will be directly responsible for analysing the company’s business model and finances and use their findings to make suggestions for improvement regarding budget, operations and management.

Job Description

•Advise businesses and work with clients to determine viability of credit request. 

•Perform financial analysis 

•Generate financial and budget data analysis, communicate results and present business recommendations to senior staff. These recommendations may include cost reduction measures, revenue generation ideas, and ways to streamline operations or increase customer satisfaction.

•Provide regular updates on trends, economic intelligence on the organisation’s operating sectors and ensure the knowledge and relevant information is analysed, identify gaps and opportunities in the marketplace and communicate appropriately

•Perform market analyses and assessment of opportunities for the organisation as well as attractiveness to the  overall strategic direction 

•Contribute to the development of consistent and achievable long and short term business strategy and plans in line with defined company objectives.

•Research and development of customer focused products


Education and/or Work Experience Requirements 

•First degree in Business Administration, Accounting or other Finance related discipline from a reputable tertiary institution.

•Working experience in Credit Analysis

•Good Communication skills and/or customer service experience

•Good documentation skills

•Highly detail-oriented, 

•Strong analytical abilities and a quantitative background.

•Demonstrating proficiency in Microsoft Office programs, such as Excel and PowerPoint

•Knowledge of standard accounting procedures 

•Understanding of IT, able to support first line IT queries 

•Business analysis skills and experience in modelling business processes,